Last month, in part one of this article, we discussed how you might be in a lower tax bracket in retirement, but pay a higher tax rate. In this article, we’ll look ...
Read More »Dave Says – Getting motivated
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Getting motivated Dear Dave, My ...
Read More »There’s a big problem with the Fixer Upper homes
Waco, Texas has a problem with the homes featured on the show Fixer Upper. Chip and Joanna Gaines have become two of the most recognizable TV personalities in the nation for their ...
Read More »Getting the taxman out of your retirement — Part 1
One of the most overlooked, but perhaps most important, aspects of retirement income planning is taxes and how they relate to Social Security. Taxation on Social Security benefits works differently than other ...
Read More »Local officials learning tax hikes doom consumer spending
City and county officials in Johnson County recently told the Kansas City Star they are ‘puzzled’ by sluggish sales tax collections and consumer spending. They shouldn’t be. Local officials should realize the obvious. Kansans ...
Read More »What’s the story behind the drop in stock market?
The US Treasury Department placed China on a blacklist Monday evening, officially labeling China as a “currency manipulator” after the regime took a major step that sent shockwaves through global stock markets. That ...
Read More »Dave Says – If you can’t afford a 15-year mortgage…
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. If you can’t afford ...
Read More »Want to see your church or charities get 30%-60% more money?
The last couple of years have been a rough one for many charities out there. Most have experienced an increasing demand for their services while simultaneously seeing a large drop off in ...
Read More »Dave Says – A home shouldn’t leave you “house poor”
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. A home shouldn’t leave you ...
Read More »Dave Says – Emergency fund for business?
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Emergency fund for business? ...
Read More »Americans pay their credit card all wrong
What’s the best way to pay down credit card debt? LaTisha Styles, Millennial Finance Expert and Founder of Financial Success Media, LLC, outlines two popular strategies. “In the first way,” says Styles, ...
Read More »Taxpayers should be aware of the top tax scams currently in vogue
Tax scammers continue to work. Again this year, the IRS highlights the twelve top scams in its “Dirty Dozen” list. These scams are often aggressive and happen throughout the year. The schemes ...
Read More »Dave Says – Preparing for the real world
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Preparing for the real world ...
Read More »Making a Financial Plan from a Biblical Perspective
God has a plan for your life and your finances as well. Let’s review a few important considerations that you will need to take into account in order to implement God’s financial ...
Read More »Dave Says – Investigate your options
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Investigate your options Dear ...
Read More »Why every spending decision is an investing decision
We all would like great health and physical fitness, but only people with self-discipline achieve such goals. Other areas of life are the same way. Investing time, commitment, and sacrifice into your ...
Read More »Dave Says – Play it smart
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Play it smart Dear ...
Read More »Be aware of these tax scams
The tax filing deadline has come and gone, but tax scammers continue to work. Again this year, the IRS highlights the twelve top scams in its “Dirty Dozen” list. These scams are ...
Read More »Dave Says – Investigate your options
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Investigate your options Dear ...
Read More »Poll finds ‘free time’ a rare commodity for most people
Busy, busy, busy. That’s how most people would describe their life. But have they really figured out how much free time they get? Most people might even over-estimate it, thinking they’re catching ...
Read More »Here are the top 12 tax scams you need to know
Each year, Americans lose billions of dollars to tax scams. They can range from your grandmother getting a bogus call the she owes money or scammers filing fraudulent claims using your Social ...
Read More »Dave Says – A teachable moment
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. A teachable moment Dear ...
Read More »IRS: Refunds of $1.4 billion unclaimed by those who have not filed tax returns for 2015
Unclaimed income tax refunds totaling almost $1.4 billion may be waiting for an estimated 1.2 million taxpayers who did not file a 2015 Form 1040 federal income tax return, according to the ...
Read More »Dave Says – You need action, not words, to deal with credit card debt
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. You need actions, not words ...
Read More »7 pieces of financial advice that forever changed my life
Over the years, I’ve been blessed to have countless positive influences in my life. Their example, their advice and their wisdom have shaped me in every way—including my financial practices. Motivational speaker Jim ...
Read More »