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Dave Says – Investigate your options

Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   Investigate your options   Dear ...

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Poll finds ‘free time’ a rare commodity for most people

free time

Busy, busy, busy. That’s how most people would describe their life. But have they really figured out how much free time they get? Most people might even over-estimate it, thinking they’re catching ...

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Here are the top 12 tax scams you need to know

tax scams

Each year, Americans lose billions of dollars to tax scams. They can range from your grandmother getting a bogus call the she owes money or scammers filing fraudulent claims using your Social ...

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Dave Says – A teachable moment

Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   A teachable moment   Dear ...

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IRS: Refunds of $1.4 billion unclaimed by those who have not filed tax returns for 2015

Unclaimed income tax refunds totaling almost $1.4 billion may be waiting for an estimated 1.2 million taxpayers who did not file a 2015 Form 1040 federal income tax return, according to the ...

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Dave Says – You need action, not words, to deal with credit card debt

Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   You need actions, not words ...

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7 pieces of financial advice that forever changed my life

Over the years, I’ve been blessed to have countless positive influences in my life. Their example, their advice and their wisdom have shaped me in every way—including my financial practices. Motivational speaker Jim ...

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Dave Says – Don’t play the game

Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   Don’t play the game Dear ...

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Dave Says – That’s a lot!

Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   That’s a lot! Dear Dave, ...

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Six new schedules some taxpayers will file with the new Form 1040

There are some new schedules and other changes that taxpayers need to be aware of this year. The 2018 Form 1040 replaces prior year Forms 1040, 1040A and 1040EZ. The 2018 Form ...

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Dave Says – Make sure it’s a gift

Need some financial advice? Debt and Income Crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   Make sure it’s a gift ...

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Study: Dollar store, Aldi produce same quality as supermarkets

produce quality

Consumers have been trained that supermarkets with the slick commercials, fancy lighting and beautiful fresh produce displays have better quality.  So buying your favorite fruits and vegetables at a discount store means ...

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IRS makes changes to EITC Tax Benefit and Child Tax Credit

The IRS is now requiring proof of residency to claim the Earned Income Tax Credit and Child Tax Credit for qualifying dependents (all children being claimed on the return). These credits can be ...

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Dave Says – Make sure it’s a gift

Need some financial advice? Debt and Income Crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   Make sure it’s a gift ...

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Are you headed for a financial meltdown?

Brian of Tampa, Florida has everything he ever dreamed of: a happy marriage, a nice home, and a great career as a money manager.  But he admits it took him longer than ...

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Dave Says – Do what’s best for you

Need some financial advice? Debt and Income Crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   Do what’s best for you ...

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Democrats propose massive 80% tax rate, policies like Venezuela’s

tax hike

Following a proposal for a 70 percent tax on the rich by Rep. Alexandria Ocasio-Cortez (D-N.Y.), Ilan Omar, a freshman Congresswoman from Minnesota, suggested that wealthy Americans should pay as much as 80 percent ...

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Undocumented immigrants cost U.S. $113 Billion annually, averaging over 2 billion per state

The cost of illegal immigrants on the U.S. is severe, according to a new report which finds that illegal aliens cost us all $113 billion a year. The Federation for American Immigration ...

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What’s a tiny apartment like in Japan?

tiny apartment

The typical U.S. city has around 1,500 people per square mile. But what’s life like in Tokyo, Japan, where 12 million people reside at a rate  of about 14,339 per square mile? ...

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10 steps toward a debt-free family

Has your family examined your finances at the start of this New Year? Are you shocked and anxious about the amount of debt you have? Here’s some help in 10 steps for ...

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Dave Says – Close up small business?

Need some financial advice? Debt and Income Crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.   Dear Dave, I have a ...

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A compassionate bankruptcy judge grants a 59-year-old Kansas debtor a partial discharge of her student loans

Twenty-seven years ago, Vicky Jo Metz, took out $16,613 in student loans to go to community college. Over time, she paid back 90 percent of what she borrowed–almost $15,000. But interest accrued ...

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Dave Says – Forgive the debt?

Need some financial advice? Debt and Income Crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey.     Dear Dave, Recently, I ...

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Steps taxpayers can take now to get ready to file their taxes in 2019

The IRS reminds taxpayers there are steps they can take now to make sure their tax filing experience goes smoothly next year. Taking these steps will also help them avoid surprises when ...

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ANALYSIS: How the media misreading China caused the Dow drop

dow

On Dec. 4, the Dow Jones Industrial Average had an 800 point drop, a plunge that apparently was caused by Westerners’ misunderstanding of China. According to several media reports, investors had believed ...

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