How low can interest rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ... Read More »
Dave Says – Are utilities included?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Are utilities included? Dear Dave, ... Read More »
Should you change investments ahead of the election? Maybe.
Worried about what might happen to financial markets and your investments if we have the first contested election in 20 years, or if your candidate doesn’t win? You aren’t alone. Unfavorability ratings ... Read More »
Dave Says – Many benefits to budgeting
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dear Dave, Some friends recently ... Read More »
Dave Says – Teachable moments are valuable at any age
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Teachable moments are valuable at ... Read More »
Who’s gonna pay for the ‘free’ lunch
The saying “there’s no such thing as a free lunch” has been attributed to many people over the years. Someone must produce and someone must pay for what we consume. There has ... Read More »
Dave Says – Responsibilities come first
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Responsibilities come first Dear ... Read More »
Nearly 1/3 of investors 65+ sold stocks at the market bottom
Typically when you fail to plan, you are planning to fail. It’s best to have a plan before trouble comes, rather than make emotional decisions on the fly during times of duress ... Read More »
Dave Says – Tithe on stimulus check?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Tithe on stimulus check? Dear ... Read More »
Dave Says: Be professional and respectful
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Be professional and respectful ... Read More »
The trouble with trillions
Recently, President Trump signed ‘phase 3.5’ of emergency interim coronavirus relief, which comes with nearly a half trillion dollar cost. All told the current running total is in the trillions, exceeding $4 ... Read More »
How Missouri will handle taxes on stimulus checks
Missouri residents who received a stimulus check from the federal government because of COVID-19 will not have to pay state income tax under a bill passed by the state senate. The payments ... Read More »
Dave Says: Is it an emergency?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Is it an emergency? Dear ... Read More »
Dave Says: Great start, but follow the steps
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Great start, but follow the ... Read More »
Ways to avoid the new tax increase on retirement accounts
Last month we discussed the SECURE Act and its projected $15.7 billion tax increase on beneficiaries of tax deferred retirement accounts (like 401(k)s, 403(bs), TSPs, IRAs, etc.). The only ones excluded from ... Read More »
Dave Says: Landlords and duplexes
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Landlords and duplexes Dear Dave, ... Read More »
Dave Says: Teaching the value of work…and money
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dear Dave, Is it okay ... Read More »
Dave Says: Should you have renter’s insurance?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dear Dave, We just helped ... Read More »
Dave Says: The partnership, not the family, is the problem
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dear Dave, My two brothers-in-law ... Read More »
The ‘7% guaranteed’ annuity myth
One of the most common things I see when someone comes into our office for the first time if they own or have been pitched an annuity is the belief that the ... Read More »
Barna announces top 10 cities for generous Christians
A new survey finds which cities have the most generous Christians. The Barna Group, which has been tracking cultural trends related to values, beliefs, attitudes and behaviors for 35 years, identified the ... Read More »
Dave Says – Helping is often more than just giving
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Helping is often more than ... Read More »
Dave Says – You don’t fake poor
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. You don’t fake poor Dear ... Read More »
Kansas tax increase unfairly burdens the poor
The fall in consumer spending has local officials puzzled; there’s a reason why Kansans are buying fewer things at the register. Not surprisingly, counties with declines in consumer shopping also have hiked ... Read More »
Dave Says – Getting motivated
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Getting motivated Dear Dave, My ... Read More »
