‘401(k) plan owners: Watch out’
Imagine how you would feel if you were on a sinking cruise ship and couldn’t get off because there weren’t any life jackets or backup boats. Now ask yourself, if you were ... Read More »
One reason why ‘target dated’ funds haven’t done well for over a decade
There’s a reason why we often refer to target date funds as ‘target dated’ funds. These types of investments rely on portfolio construction techniques to decide what to own based on decades ... Read More »
Own less; Live more
What would you do if you had to use — let alone actually enjoy — everything you own? Truth be told, most of us will never live long enough to accomplish such ... Read More »
Nearly 1/3 of investors 65+ sold at the stock market bottom
Typically when you fail to plan, you are planning to fail, and that applies to the stock market. It’s best to have a plan before trouble comes, rather than make emotional decisions ... Read More »
What the proposed $6 trillion Biden budget means for your future
History will not remember President Biden for his frugality but it may for his budget. The president has already signed into law a massive multi-trillion-dollar “COVID” stimulus spending package and proposed trillions ... Read More »
Don’t play politics with your portfolio
Did the outcome of the election make you really happy and excited? Or did it leave you concerned, especially when it comes to your investments? Either way, you shouldn’t play politics with ... Read More »
How low can interest rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ... Read More »
Should you change investments ahead of the election? Maybe.
Worried about what might happen to financial markets and your investments if we have the first contested election in 20 years, or if your candidate doesn’t win? You aren’t alone. Unfavorability ratings ... Read More »
The RMD Holiday
The RMD Holiday – We said last month that retirees are one of the highest and most unfairly taxed groups out there and stressed the importance of tax reduction planning when it ... Read More »
New Trump policy hopes to revitalize America’s rural areas
Studies have shown that the economic gap between urban and rural areas of the country widen when Democrats hold the White House. Urban areas, typically Democrat strongholds, are rewarded with the vast ... Read More »
How to be a millionaire: Tips from the Dave Ramsey show
So, you want to become a millionaire. You know your goal, but maybe it seems too far off in the distance, too improbable, too unattainable, for an everyday person like you to ... Read More »
