Getting The Taxman Out Of Your Retirement — Part 2
Last month, in part one of this article, we discussed how you might be in a lower tax bracket in retirement, but pay a higher tax rate. In this article, we’ll look ... Read More »
Getting the taxman out of your retirement — Part 1
One of the most overlooked, but perhaps most important, aspects of income planning is taxes and how they relate to retirement and Social Security. Taxation on Social Security benefits works differently than ... Read More »
Former Missouri Sen. Kit Bond endorses Vicky Hartzler for Senate
Former Missouri Sen. Kit Bond has endorsed Rep. Vicky Hartzler in the Republican primary. “Missourians deserve a senator who knows how to get things done,” he said. “Vicky has shown during her ... Read More »
Dave Says – Work first, play later
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Work first, play later Dear Dave, ... Read More »
Retirement: The 401(k) / IRA IQ Quiz
When it comes to giving during retirement, there is one place that many are likely giving far more than they should: the Internal Revenue Service. As we’ve pointed out in previous articles ... Read More »
Dave Says – More than any amount of money
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. More than any amount of ... Read More »
How ‘superagers’ stay sharp in their later years
A new study on “superagers” shows how to keep your brain firing on all cylinders. When it comes to retirement, experts recommend that everyone do some hard thinking. By this, they mean ... Read More »
Dave Says – Good news and bad news
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Good news and bad news ... Read More »
The Retirement Team voted ‘Best of Topeka’ for 2021
It’s been a season full of recognition for The Retirement Team, a financial advisory firm based out of Topeka. The business recently swept The Best of Topeka finance categories, earning Best Financial ... Read More »
Supreme Court Justice Breyer to retire
Media outlets are reporting that Supreme Court Justice Stephen Breyer will soon retire. NBC news announced that Breyer, who is 83, is expected to tell the White House of his plans. He’s ... Read More »
Stop losing retirement money safely
Over the course of the average retirement all prices more than double. In fact, they’ll go up more than 2.5 times. Something that costs $100 today will cost $257 by the end ... Read More »
Dr. Fauci will get largest government pension in U.S. history
A startling new report shows Dr. Anthony Fauci is set to receive the highest government pension in United States history. He’ll receive more than the president, more than the greatest military leaders, more ... Read More »
Ready to Play Defense with Your Retirement Savings?
For most investors, including those saving for retirement, it’s no surprise that markets are subject to up-and-down fluctuations over time. And if you are investing with a long-term perspective, it’s pretty common ... Read More »
Dave Says – Long distance flip?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Long distance flip? Dear Dave, I’ve ... Read More »
How to get cheap (or free) health insurance if you retire early
I often hear when I first meet with someone that the only reason they are still working is to pay for health insurance until they can get on Medicare at age 65. ... Read More »
How low can rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ... Read More »
Basketball legend Shaquille O’Neal done with “crazy” celebrity culture
Today’s celebrity culture has become too much for former NBA star Shaquille O’Neal. He no longer wants to be considered a celebrity in light of “crazy” things that many celebrities are doing ... Read More »
Former Chiefs player retires from NFL to become a pastor
Offensive lineman Stefen Wisniewski, who won a Super Bowl with the Kansas City Chiefs in 2020, is retiring from football to become a pastor. He also won a Super Bowl with the ... Read More »
‘401(k) plan owners: Watch out’
Imagine how you would feel if you were on a sinking cruise ship and couldn’t get off because there weren’t any life jackets or backup boats. Now ask yourself, if you were ... Read More »
Dave Says – Let kids make mistakes
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Let kids make mistakes (and learn ... Read More »
One reason why ‘target dated’ funds haven’t done well for over a decade
There’s a reason why we often refer to target date funds as ‘target dated’ funds. These types of investments rely on portfolio construction techniques to decide what to own based on decades ... Read More »
Dave Says – Try to help him, but move slowly
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Try to help him, but move ... Read More »
Nearly 1/3 of investors 65+ sold at the stock market bottom
Typically when you fail to plan, you are planning to fail, and that applies to the stock market. It’s best to have a plan before trouble comes, rather than make emotional decisions ... Read More »
What is home sharing for seniors?
Due to COVID, we’ve all felt the strain of isolation at some time or another, but people living alone, especially seniors, have felt the effects especially hard. In fact, prolonged isolation can ... Read More »
Dave Says – Dealing with debt collectors
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dealing with debt collectors ... Read More »
