Getting The Taxman Out Of Your Retirement — Part 2
Last month, in part one of this article, we discussed how you might be in a lower tax bracket in retirement, but pay a higher tax rate. In this article, we’ll look ... Read More »
Dave Says – Work first, play later
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Work first, play later Dear Dave, ... Read More »
Dave Says – More than any amount of money
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. More than any amount of ... Read More »
Dave Says – Good news and bad news
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Good news and bad news ... Read More »
The Retirement Team voted ‘Best of Topeka’ for 2021
It’s been a season full of recognition for The Retirement Team, a financial advisory firm based out of Topeka. The business recently swept The Best of Topeka finance categories, earning Best Financial ... Read More »
Stop losing retirement money safely
Over the course of the average retirement all prices more than double. In fact, they’ll go up more than 2.5 times. Something that costs $100 today will cost $257 by the end ... Read More »
Ready to Play Defense with Your Retirement Savings?
For most investors, including those saving for retirement, it’s no surprise that markets are subject to up-and-down fluctuations over time. And if you are investing with a long-term perspective, it’s pretty common ... Read More »
Dave Says – Long distance flip?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Long distance flip? Dear Dave, I’ve ... Read More »
How to get cheap (or free) health insurance if you retire early
I often hear when I first meet with someone that the only reason they are still working is to pay for health insurance until they can get on Medicare at age 65. ... Read More »
How low can rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ... Read More »
‘401(k) plan owners: Watch out’
Imagine how you would feel if you were on a sinking cruise ship and couldn’t get off because there weren’t any life jackets or backup boats. Now ask yourself, if you were ... Read More »
Dave Says – Let kids make mistakes
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Let kids make mistakes (and learn ... Read More »
One reason why ‘target dated’ funds haven’t done well for over a decade
There’s a reason why we often refer to target date funds as ‘target dated’ funds. These types of investments rely on portfolio construction techniques to decide what to own based on decades ... Read More »
Dave Says – Try to help him, but move slowly
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Try to help him, but move ... Read More »
Nearly 1/3 of investors 65+ sold at the stock market bottom
Typically when you fail to plan, you are planning to fail, and that applies to the stock market. It’s best to have a plan before trouble comes, rather than make emotional decisions ... Read More »
Petition would require public vote to implement Missouri gas tax increase
Not so fast on the recently passed Missouri gas tax hike, said Jeremy Cady, state director of Americans For Prosperity. The Secretary of State’s Office is now accepting comments on a referendum ... Read More »
Dave Says – Dealing with debt collectors
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dealing with debt collectors ... Read More »
Missouri Legislature passes first gas tax increase in quarter-century
Missourians may finally see some much-needed road infrastructure improvements. The Legislature has passed the first gas and diesel tax increase in over 25 years. The state currently has one of the lowest ... Read More »
Dave Says – Push the pause button
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Push the pause button Dear ... Read More »
Dave Says – This lady’s getting it done!
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. This lady’s getting it done! ... Read More »
The new $15.7 billion tax on retirement accounts
We have a saying around our office that retirees are one of the highest and most unfairly taxed groups out there, and with the recent passage of the SECURE Act things are ... Read More »
Don’t play politics with your portfolio
Did the outcome of the election make you really happy and excited? Or did it leave you concerned, especially when it comes to your investments? Either way, you shouldn’t play politics with ... Read More »
Tips to help taxpayers avoid post-disaster scams
The IRS is reminding taxpayers that criminals and scammers often try to take advantage of generous taxpayers who want to help disaster victims. Everyone should be vigilant. These scams often pop up ... Read More »
Dave Says – A very generous offer
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. A Very Generous Offer Dear ... Read More »
How low can interest rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ... Read More »
