Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dear Dave, We just helped ...
Read More »The 401(k) / IRA IQ Quiz: How safe is your retirement?
While we all love the season of giving, there is one place that many are likely giving far more than they should: the Internal Revenue Service. As we’ve pointed out in our ...
Read More »Dave Says: The partnership, not the family, is the problem
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dear Dave, My two brothers-in-law ...
Read More »Need to amend a tax return? Here’s what you should know
Taxpayers may discover an error after filing their taxes. They shouldn’t panic, they just need to correct it by filing an amended tax return. Here are some common reasons to file an ...
Read More »401(k) Plan Owners: Watch Out
If you are a 401(k) plan owner, imagine how you would feel if you were on a sinking cruise ship and couldn’t get off because there weren’t any life jackets or backup ...
Read More »Dave Says – Helping is often more than just giving
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Helping is often more than ...
Read More »Beneficiary mistakes can cost a fortune
Beneficiary designations are important in determining where certain assets of an estate will end up. Many think that a will or trust is what determines where everything goes. This is not necessarily ...
Read More »Dave Says – You don’t fake poor
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. You don’t fake poor Dear ...
Read More »Getting the taxman out of your retirement — Part 2
Last month, in part one of this article, we discussed how you might be in a lower tax bracket in retirement, but pay a higher tax rate. In this article, we’ll look ...
Read More »Dave Says – Getting motivated
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Getting motivated Dear Dave, My ...
Read More »Getting the taxman out of your retirement — Part 1
One of the most overlooked, but perhaps most important, aspects of retirement income planning is taxes and how they relate to Social Security. Taxation on Social Security benefits works differently than other ...
Read More »Dave Says – If you can’t afford a 15-year mortgage…
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. If you can’t afford ...
Read More »Want to see your church or charities get 30%-60% more money?
The last couple of years have been a rough one for many charities out there. Most have experienced an increasing demand for their services while simultaneously seeing a large drop off in ...
Read More »Dave Says – A home shouldn’t leave you “house poor”
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. A home shouldn’t leave you ...
Read More »Dave Says – Emergency fund for business?
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Emergency fund for business? ...
Read More »Dave Says – Preparing for the real world
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Preparing for the real world ...
Read More »Dave Says – Investigate your options
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Investigate your options Dear ...
Read More »Why every spending decision is an investing decision
We all would like great health and physical fitness, but only people with self-discipline achieve such goals. Other areas of life are the same way. Investing time, commitment, and sacrifice into your ...
Read More »Dave Says – Play it smart
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Play it smart Dear ...
Read More »Dave Says – Investigate your options
Need some financial advice? Debt and income crisis? Pay off the house first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Investigate your options Dear ...
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