Last month, in part one of this article, we discussed how you might be in a lower tax bracket in retirement, but pay a higher tax rate. In this article, we’ll look ...
Read More »Dave Says – Work first, play later
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Work first, play later Dear Dave, ...
Read More »Dave Says – More than any amount of money
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. More than any amount of ...
Read More »Dr. Martin Luther King: goals and a plan are crucial to a better life
Do you have goals and a plan in place to pursue them? That was pretty much what the Reverend Dr. Martin Luther King Jr., asked an auditorium full of Philadelphia junior high ...
Read More »Dave Says – Good news and bad news
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Good news and bad news ...
Read More »The Retirement Team voted ‘Best of Topeka’ for 2021
It’s been a season full of recognition for The Retirement Team, a financial advisory firm based out of Topeka. The business recently swept The Best of Topeka finance categories, earning Best Financial ...
Read More »Stop losing retirement money safely
Over the course of the average retirement all prices more than double. In fact, they’ll go up more than 2.5 times. Something that costs $100 today will cost $257 by the end ...
Read More »Ready to Play Defense with Your Retirement Savings?
For most investors, including those saving for retirement, it’s no surprise that markets are subject to up-and-down fluctuations over time. And if you are investing with a long-term perspective, it’s pretty common ...
Read More »Dave Says – Long distance flip?
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Long distance flip? Dear Dave, I’ve ...
Read More »How to get cheap (or free) health insurance if you retire early
I often hear when I first meet with someone that the only reason they are still working is to pay for health insurance until they can get on Medicare at age 65. ...
Read More »How low can rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ...
Read More »‘401(k) plan owners: Watch out’
Imagine how you would feel if you were on a sinking cruise ship and couldn’t get off because there weren’t any life jackets or backup boats. Now ask yourself, if you were ...
Read More »Dave Says – Let kids make mistakes
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Let kids make mistakes (and learn ...
Read More »One reason why ‘target dated’ funds haven’t done well for over a decade
There’s a reason why we often refer to target date funds as ‘target dated’ funds. These types of investments rely on portfolio construction techniques to decide what to own based on decades ...
Read More »Dave Says – Try to help him, but move slowly
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Try to help him, but move ...
Read More »Nearly 1/3 of investors 65+ sold at the stock market bottom
Typically when you fail to plan, you are planning to fail, and that applies to the stock market. It’s best to have a plan before trouble comes, rather than make emotional decisions ...
Read More »Dave Says – Dealing with debt collectors
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Dealing with debt collectors ...
Read More »Dave Says – Push the pause button
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. Push the pause button Dear ...
Read More »Kirk Cameron and his ‘100-day plan’ videos point millions towards God
At the beginning of 2021, outspoken Christian, actor, and producer Kirk Cameron announced his 100-day plan called “American Campfire Revival,” where he prays for the restoration of our country. Cameron’s plan came ...
Read More »Dave Says – This lady’s getting it done!
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. This lady’s getting it done! ...
Read More »8 tips for a successful home renovation
Thinking of remodeling your home? From safety and security to product and contractor selection, there are many factors to consider for a successful home renovation. Follow these eight remodeling tips to help ...
Read More »Don’t play politics with your portfolio
Did the outcome of the election make you really happy and excited? Or did it leave you concerned, especially when it comes to your investments? Either way, you shouldn’t play politics with ...
Read More »Dave Says – A very generous offer
Need some financial advice? Debt and income crisis? Pay off the house mortgage first? Check cashing? Taxes? Credit Cards? Check out what folks are asking Dave Ramsey. A Very Generous Offer Dear ...
Read More »How low can interest rates go?
Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for ...
Read More »Four ways to find your path later in life
Teenagers are often told that they don’t have enough direction, energy, or foresight to be smart enough to plan their future. Yet, every single teenager and young adult out there is a ...
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